Loans. Neighbors Helping Neighbors! Loans are certainly one of our greatest talents at BankCherokee.

We contemplate it neighbors assisting next-door neighbors. Together, we’ll develop a loan with affordable monthly premiums and competitive interest levels that will assist you to fund your perfect.

Home Loan

There isn’t any spot like house and then we’ll help you to get here! We just take great pride in once you understand our clients, for the reason that with this knowledge we could assist you decide on the home loan that is correct for you personally along with your specific situation. Go ahead and contact our lenders, they are going to result in the procedure painless – they are going to also help fill the paperwork out!

We now have a complete type of home loan solutions such as:

  • Competitive Prices
  • Fast Approval Process
  • Free Pre-Qualification
  • Traditional Mortgages
  • Jumbo Mortgages
  • Fixed Rate Mortgages
  • Refinance
  • First-Time Homebuyers

Residence Equity Loans & Personal Lines Of Credit

A way that is smart make major acquisitions while experiencing the income tax advantages

Homeownership offers you a chance to borrow secured on the equity of the home for many any funding need.

  • Combine debts
  • Simply just Take a holiday
  • Obtain a brand new vehicle
  • Make a good investment
  • Or many what you desire

And greatest of most, the attention might be taxation deductible (be sure to check with your taxation consultant to confirm the deductibility).

It is possible to pick from two choices:

Residence Equity Loan

Knowing simply how much you’ll need, desire most of the cash in advance and such as the dependability of a set interest rate and fixed payment each thirty days, a property Equity Loan is the greatest option.

Residence Equity Credit Line

You need and don’t mind if your payments vary each month, a Home Equity Line of Credit is the answer if you’re not sure how much money. It’s a revolving credit account that provides you money as it’s needed over an extended time frame, by having an interest rate that is variable.

Unsecured Loans

A variety is had by us of unsecured loans to suit your requirements. Whether you are looking to just simply take that fantasy getaway or perhaps you require a little revolving line of credit associated with your BankCherokee bank account – we possess the loan for you personally.

Installment Loans

Loans for individual uses with payments made monthly. A BankCherokee Installment Loan makes it possible to fund a certain purchase, such as for instance a motorboat, bike or ATV. Much like a BankCherokee Residence Equity Loan, re re payments are predictable and simply budgeted. We provide versatile terms and rates that are competitive.

Cherokee Credit

Cherokee Credit is just a revolving line of credit, associated with your BankCherokee bank account. It provides you the capability to take pleasure in the capability of writing your personal tiny loans to satisfy your short-term requirements on need, while offering you with automated overdraft security. Line of credit quantities are priced between $600 to $10,000; monthly premiums equal 5percent for the balance that is current $25 per month, whichever is greater.


A versatile and way that is convenient make major purchases. Our PrimeLine can be a revolving type of credit – secured or unsecured choices can be obtained and certainly will be connected to your BankCherokee account that is checking. This personal line of credit offers you the ease of writing your personal loans that are small fulfill your short-term needs on need, while giving you with automated overdraft security. This system is perfect for the in-patient with needs more than $5,000.